Woohoo! The appraiser who reviewed my paperwork and listened to my opinions agreed with me and reduced my appraisal A LOT! Basically, we went back to what my house was appraised at 3 years ago before the values started soaring. The check at the end of the year won't hurt so much to write now!

:thewave
The world is a dangerous place to live; not because of the people who are evil, but because of the people who don't do anything about it. - Albert Einstein